"You've got questions ... We've got answers."

So goes the Radio Shack commercial, but when it comes to questions about money we've got answers at ALTUS Wealth Solutions.

Right now, you can get an answer to any single personal finance question for FREE.  Just call me at 805-476-0333 and ask me your question.

You'll get up to 10 minutes of free advice from a fiduciary professional whose only interest is in helping you get more of what you want out of life.

I'll tell you everything I know about the answer to your question AND connect you to resources, links and websites where you can find even more information.

I want you to enjoy a sample of what I have to offer, so take advantage of this FREE offer while you can.

One Answer, Ten Minutes ($40 value) - FREE.

Call 805-476-0333

GOOD LINK

"Talk is cheap because supply exceeds demand.” –Unknown

The pursuit of a Rich and Fulfilling Life involves more than just money.  It is an alignment of your actions with your core values - the things in life that are most important to you.

One of the best website blogs that covers this is the Rat Race Trap.  This week's post is about inspiring quotes, but each week Stephen comes up with an interesting topic.

“You miss 100 percent of the shots you never take.” –Wayne Gretzky

Check it out at http://bit.ly/c2taad

Whatever did we do without Twitter and FaceBook?

Today I had lunch with my very old friend (and former boss) Guy Hackman.  He told me the story of his daughter who recently became engaged.  Hundreds of people knew by the next day.

Guy asked his daughter, "How come so many people know already?  You don't have THAT many friends, do you?"

Answer - "FaceBook"

No wedding announcements here, but you can get links to my latest work and important articles on the economy, personal finance and your money.  Just follow me.

Twitter ID - jdbuerger

Connect on LinkedIn

ALTUS Wealth Solutions
on Facebook

Don't forget that all content on RichAndFulfilling.com can now be directly posted to Twitter, FaceBook, Digg or most any other media source.

We make it easy to link your followers to our material (and make comments yourself). Be a part of the conversation. I welcome it. Look for the "Share This" box near the title of each article, or use the comment box at the end of each article.

SHARE WITH YOUR FRIENDS

I send out this email to more than 500 people.  In the grand scheme of things, this is a really small list but I appreciate that such a high percentage of you open, read and enjoy the letter.

If you like receiving this email each week ... why don't you share it with your friends?

You can send them to this link: Today's Newsletter to read online and register for themselves. All they have to do is click on the "Send Me More" button at the top of the right column.

Tell me what you make of this -

Two weeks ago, I write a blog about what a real financial planner really does and how that's different from what you've been led to believe by the media.  What We Really Do has been the most popular article I've written in almost a year.

What a good advisor really does is help his clients take actions and make financial decisions that are in alignment with their values - the things in life that are important to them.

Last week's post gave you a bundle of useful ways to actually do this - make more decisions in alignment with your values, goals and dreams.  I shared some useful tips you can use today, without having to pay for my services.

Money/Life Alignment was one of the least read posts of the four months.  The one that is all about me is popular.  The one you can use to help yourself out is not.

Go figure!

This week we spend some time explaining Why Smart People Make Stupid Choices With Their Money. (more below)

Let's see how that all works out for you.

Best wishes.  Your hard working, always reading, always innovating but ever so humble fiduciary observer,

John

Have you have ever made a financial decision you KNEW was the wrong thing to do for you ... but did it anyway?

I think we all have done this.  I've done it many times (more than I'd like to admit some times).

Find out what was going on inside your head to make this happen and you can prevent yourself from making the same kind of mistake next time.

Why Smart People Make Stupid Choices With Their Money explains some basics of brain construction and how you are hard-wired to screw up.

Understanding your propensity for poor financial choices is the first step to getting control over your money?  Read this week's Wealth Health Blog Post at http://bit.ly/RAFblg11

Early last week I enjoyed a productive meeting with the Nurse Navigators of the Hearst Cancer Resource Center to talk about financial literacy programs for families facing a life threatening illness.

One of the case workers at that meeting told me of a binder that she had put together which covered all the information about breast cancer she wished that everyone knew about it.

That one little tidbit of valuable information got me thinking.  For the past two years people have asked me to write a book on personal finance.  My daughter thinks it would be a great way to get onto Oprah.  "Every expert has a book."

So here is mine.  What I Wish Everyone Knew About Money.  How to keep more of what you make.  How to spend more on those things in life that are important to you and less on the stuff that doesn't really matter.

We'll explain the basics of estate plans and what happens (financially) when a person dies.  We'll talk about investing, risk and how to avoid wiping out your life savings with stupid investment choices.  We'll even talk about taxes and insurance.

In essence, this book will be just about everything that already written and posted for free on the RichAndFulfilling.com website, only organized for easier reference and with a few more stories and some pretty pictures.

I am telling you all this because you are going to be my accountability team.  Feel free to ask me how my book is coming.  Let me know if there is information you want to see in the book (and stuff you find too boring to read, too). I'm looking forward to getting your input ... and your encouragement.

I am coining the phrase WIWEK (WEE-weck) for a repository of information put together by an expert or group of experts.  It stands for What I Wish Everyone Knew.

We already have Wiki's which include more minute detail on more specific words or phrases.  The Wiwek is a sort of "Cliff Notes" of the Wiki world.  We'll see how this all develops.

In the meantime, thanks for the notes, emails and phone calls.  I actually do read them all and do my best to respond to every one.  I figure, you allow me to infiltrate your inbox each week with this missive, the least I can do is pay attention when you send something to me.

DO PAY ATTENTION to the FREE OFFER on the upper left.  This was a great suggestion from DrBackman.com which allows people who might be a bit afraid of the whole financial planning process or getting bad news while meeting with an advisor.

You can test the waters.  You'll find out that your situation (no matter what it is) is manageable - that there are reasonable and relatively painless solutions (no surgery or loss of limbs) to most financial problems.  As long as you can be honest about what the real problem is and are willing to make a few changes, you can greatly improve your quality of life today ... and every day in the future.

Less stress.  Fewer Worries.  That's what getting control over you money is all about.

Tell your friends about the FREE OFFER.  Share this email with your friends, too.  They can sign up on the website or by sending me an email request.

Best wishes,

John

John D. Buerger, CFP®
Wealth Coach / Fiduciary Financial Advisor
jdbuerger@altuswealth.com

ALTUS Wealth Solutions
3211 Broad Street, Suite 201
San Luis Obispo, CA 93401
805-476-0333

Get Control Over Your Money ...
... Enjoy a Life with Less Stress and Fewer Worries